HVAC Costs & Pricing Guide

Know what to expect before you call. Real pricing data for heating and cooling services in 2026.

Written by
TrustyFix Editorial Team
Home Services Research
Expert reviewed by
Marcus Reyes
Licensed Master Contractor (25+ yrs)
Updated Published March 15, 2024 · 6 min read

Pricing data is sourced from contractor surveys, supplier price lists, and homeowner reports across 50 U.S. metro markets. See our research methodology →

HVAC Service Costs (2026)

Service Low High Average
Service Call / Diagnostic $75 $200 $125
AC Tune-Up $75 $200 $125
Furnace Tune-Up $75 $200 $125
AC Repair (Minor) $150 $500 $300
AC Repair (Major) $500 $1,500 $900
Furnace Repair $150 $600 $350
Central AC Installation $3,500 $7,500 $5,500
Central AC Replacement $2,500 $6,000 $4,000
Gas Furnace Installation $2,500 $6,500 $4,500
Heat Pump Installation $4,000 $8,000 $6,000
Mini-Split Installation $2,000 $5,000 $3,500
Multi-Zone Mini-Split $5,000 $15,000 $8,000
Ductwork Installation $2,000 $6,000 $4,000
Duct Cleaning $300 $700 $450
Refrigerant Recharge $150 $600 $350
Thermostat Installation $150 $400 $250
Air Handler Replacement $1,500 $3,500 $2,500
Evaporator Coil $600 $2,000 $1,200
Condenser Coil $900 $2,800 $1,800
Compressor Replacement $1,200 $3,000 $2,000

New System Costs by Type

System Type Cost Range Average
Central Air Conditioning $3,500 - $7,500 $5,500
Gas Furnace (80% AFUE) $2,500 - $4,500 $3,500
Gas Furnace (95%+ AFUE) $3,500 - $6,500 $5,000
Heat Pump $4,000 - $8,000 $6,000
Mini-Split (Single Zone) $2,000 - $5,000 $3,500
Geothermal Heat Pump $15,000 - $35,000 $25,000
Boiler (Gas) $3,500 - $8,000 $5,500
Electric Furnace $1,500 - $3,500 $2,500

Factors Affecting HVAC Costs

System Size (Tonnage)

Larger homes need bigger systems. Proper sizing is critical for efficiency and comfort.

Efficiency Rating

Higher SEER (AC) or AFUE (furnace) ratings cost more upfront but save on energy bills.

Brand & Quality

Premium brands (Carrier, Trane, Lennox) cost more but often have better warranties and reliability.

Installation Complexity

Difficult access, ductwork modifications, or electrical upgrades add to installation costs.

Geographic Location

Labor rates vary significantly by region. Climate also affects equipment choices.

Permits & Inspections

Most HVAC installations require permits ($50-$300) and inspections.

Frequently Asked Questions

A complete HVAC system (AC + furnace) costs $5,000-$12,000 installed for most homes in 2026. A standalone central AC runs $3,500-$7,500, while a gas furnace costs $2,500-$6,500. Mini-splits range from $2,000-$5,000 per zone. Heat pumps cost $4,000-$8,000. Factors affecting cost include system size, efficiency, brand, and installation complexity.

Schedule professional maintenance twice yearly: AC in spring before cooling season, and furnace in fall before heating season. Regular maintenance ($75-$200 per visit) extends equipment life, maintains efficiency, catches problems early, and keeps warranties valid. Many companies offer maintenance plans for $150-$300/year covering both visits.

Consider the 50% rule: if repair costs exceed 50% of replacement cost, replace. Also consider: age (if over 10-15 years), frequency of repairs, energy bills increasing, comfort issues, and available rebates. Newer systems are 20-40% more efficient, which can offset higher upfront costs through energy savings.

Proper sizing requires a Manual J calculation considering square footage, insulation, windows, climate, and more. Rough estimate: 1 ton of AC per 400-600 sq ft, but this varies significantly. Oversized systems short-cycle (wasting energy and reducing comfort), while undersized systems run constantly. Always get a professional load calculation.

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